Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Tuesday, March 29, 2016

Dear Kerby,

Last Wednesday or Thursday I became sick. Runny nose and slight cough. Today I still have the sickness but it is not the same. I have had long spans of not coughing, sneezing, or running nose today. That must say something about me getting better. On top of this I have no fever.

Since I have been sick I have not been on the computer like I wanted to be. I paid for one month of the Adobe CC and I see the programs are not used to the full potential. The last project I worked on were business cards for my mom. Some designed her business cards years ago. She is either out of them and can not get more or just needs a new design.

I have yet to finish some of the projects I started working on several months ago. I started them when I worked with the programs more often. Maybe I will make progress before this next months payment comes due. I have to make the decision soon to renew or cancel the programs.

wish I could find a job so I would not have to worry about this problem.

Not sure what to think at this point.

Talk to you later,
Bluelaugh

Work More

Monday, February 08, 2016

Dear Kerby,

The other day I calculated the total of my weekly income from when I started my job at the restaurant in May till when it closed in October. In total it was enough money to pay for a new 2015 iMac and then some. I remember that the first thing I purchased was the Fitbit Charge HR. At that time I wanted to start tracking my activity/weight more better since I had a job where I was walking around all the time. I am not quite sure where the rest of the money exactly went but I can imagine it went to gas, date nights, and other odd things.

I started an account with the bank where $25 a week would automatically go into it. The account was to help me save money and make it harder to touch. I switched to to $25 a month now that I do not have steady income.

This year I stated looking closely into my finances. Tracking finances is not as easy as it sounds because I have skipped tracking a few small items. Every time money comes in or goes out I have to remember to go to my computer or iPad and pull up my finance document so that I can adjust my income and outgoings. A category that I would like to see money grow is paying off the computer and saving up for moving out. When I get a new job I plan on changing my automatic transfers into my other savings account so that savings for these items are made easier.

No one is borrowing money from me (except my boyfriend) and or I am not offering to pay for things that do not directly affect me and my personal growth. It sounds a little selfish. Personal growth would include paying for the Adobe design programs I once had.

How do you manage and track your finances? Are you on track with your ins and outs?

Talk to you later,
Bluelaugh

Finances

Thursday, January 28, 2016

Dear Kerby,

When I got a new iMac in October 2015 I had the trial version of the Adobe Creative Cloud or CC programs. Not only did I want to try them out before buying them, but I wanted a few weeks free. At this point I knew what the basics were since I was working with the Adobe graphic programs for several years now. Having the free trial of CC helped me save my money and brought me up to speed with the new features. The trial ended and the programs became locked while still installed on my computer. The only way to use the CC was to pay for one month. 

Since having the CC I worked on projects that were previously unfinished along with new and upcoming ideas. For some reason I felt like I wanted to be back at my last school where we produced  projects every few weeks. Producing graphic design projects help keep my mind on something enjoyable.

The job I had ended, in October, and so did my income. With no job eventually came an end to the design programs. I still have all my files saved on my verious drives but it was a must to have the CC version. Without specially saving the programs for previous versions I could not use them elsewhere. saving for older versions may encounter data loss.

Since no CC I have been looking at different pendant lights and sofas because of my other enjoyment; interior design. Today I felt like sewing some pillows. The site Ikea Hackers has also peaked my interest. The hackers site reminds me of how sellers update antiques on ETSY.

In the end I feel like getting up and doing things while also being creative.

Talk to you later,
Bluelaugh

Projects

Monday, January 25, 2016

Dear Kerby,

Somehow I have been thinking of a lot about items I could spend money on. Most of these items I could currently do without. It is sort of like a wish list that will never be real, maybe only for my mind. Oh yeah, I have a real set of wish lists through Amazon.

One item on my mind is a new phone. I do not need one but it would be nice. Mine has a few problems.

  • The phone is an old model because they have on model newer.
  • I go a phone case when the phone arrived. The case is not the best. I do not want to invest into this phone only to get a new one.
  • I believe that I got my last update that available for this phone this past fall. It can no longer have software updates.
  • Places can recycle my old phone.
Here is the downside to getting a new phone:
  • Do I really need one? This phone does what I want it to do.
  • Can I recycle my old phone case?
  • Will a new phone without a contract cost more that I expect?

Another item on my imaginary wish list happens item is a new Fitbit. Fitbit has recently come out with the Blaze (currently for preorder only on the Fitbit website). In the future I will most likely see it in stores with the other products in the line.

  • The Blaze has a screen than gives off more information about being active.
  • The screen is in color.
  • I can give my current Fitbit to someone that will use it.
  • It comes with a Plum wristband just like the one I currently use.
On the other side:
  • What I have works fine for what I need.
  • I could spend my money somewhere else.
  • Will it help me be more active/motivated than I currently am?
  • Not sure I want to have multiple watch band for the tracker. I do not go many place where I need to change styles.

What are some items on your wish list? Are these items you need or want? Would you ever pay for them yourself if you had the money for them?

Talk to you later,
Bluelaugh

Update

© letters from bluelaugh 2008 Dapinder